Purchasing a home is a huge decision but comes with a lot of benefits! That is why we are here to walk you through the financing process. Fill out an application today!
Buying a house is difficult, so we will help you get there! There are many different types of loans you could qualify for depending on debt-to-income ratio, credit score, and down payment among other factors. Choosing the right option is important as it can affect how much money you put towards your down payment and whether or not you pay insurance. The most common loan types are FHA and CONV. Generally, we recommend putting 20% down on CONV loans for borrowers with higher credit scores as this doesn’t require mortgage insurance.